For US self-employed service businesses
Estimated payments are due four times a year. The Bookkeeping Tracker shows an estimate of what to set aside and links each expense category to FinnStatement guidance that carries IRS citations, so you can check it yourself.
A Google Sheets bookkeeping tracker for US freelancers, consultants, and other self-employed service businesses. Type in your income and expenses, and the Dashboard shows your profit, how much clients owe you, and whether your federal tax set-aside is ahead, short, or on target.
27 expense and deduction categories, with tax-form references and IRS guidance
Get the Bookkeeping Tracker$49 once · Supports tax years 2026 to 2030 · No subscription
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Where you stand
The Tax Set-Aside tab shows an estimate of what to set aside from your profit so far. Federal and state are shown separately. It is not your tax bill.
What it adds
You type income and expenses into a sheet. The Tracker adds tax-form references, a missing-receipt count and a running set-aside estimate. Tax Set-Aside also shows a prior-year safe-harbor starting figure. Read the note on that row and check the details with your CPA.
How it works
There is no bank feed to set up. Paste a bank export if you like; one menu click moves the rows it can match.
Category Reference lists tax-form routing where applicable, with links to FinnStatement guidance that carries IRS citations.
See profit, revenue, cash owed to you and whether your federal set-aside is ahead, short or on target.
Proof you can check
Every category links to FinnStatement guidance that carries its IRS citations, as of 2026. The file gives you the trail so you and your CPA can check the rule before it lands on a return.
Source trail examples
FinnStatement is educational, not tax advice. The point is to make the source visible so you can check the rule instead of guessing, and consult a tax professional about your own situation before you file.
Product line
A Google Sheets bookkeeping tracker for US freelancers, consultants, and other self-employed service businesses. Type in your income and expenses, and the Dashboard shows your profit, how much clients owe you, and whether your federal tax set-aside is ahead, short, or on target.
Get the Bookkeeping TrackerComing soon
Your quarterly estimated tax number, on its own, with the safe-harbor math built in.
A Living Knowledge Source
Articles, reference guides, and lookup tools cited to the IRS, and the set keeps growing. See how FinnStatement explains the rule before it asks you to trust a number.
Honest limits
This is a spreadsheet, not a CPA, and it is not tax advice. This tracker does not cover inventory-based businesses, payroll, partnerships, corporations or multi-state filings. If that is you, consult a professional.
Available now
A Google Sheets workbook you copy to your own Drive.
$49 once · Supports tax years 2026 to 2030
Get the Bookkeeping Tracker